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CANCELED – Home Ready & Home Possible @ Canyon Title Westminster

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Date(s) - 18 Jul 2017
10:00 am - 12:00 pm

Canyon Title Westminster


Home Possible® mortgages offer low down payments for low- to moderate-income homebuyers or buyers in high-cost or underserved communities. The loan can be originated with as low as 3-5% down, 1-4 units, condos, and PUD’s.  The loan offers Flexible Sources of Down Payment, Down Payment can come from a variety of sources, including family, employer-assistance programs and secondary financing.  Income Flexibility: Borrowers with incomes above AMI may be eligible in high-cost areas. No income limits in underserved areas. Use the Home Possible Income & Property Eligibility Tool to see income limits for specific properties.

Home Ready® mortgage: Competitive pricing. Flexible options. Conventional ease. HomeReady® is our affordable, low down payment mortgage product designed for creditworthy low- to moderate-income borrowers, with expanded eligibility for financing homes in low-income communities. Low down payment; as little as 3% down for home purchases, Flexible sources of funds with no minimum contribution from borrower’s own funds.  Borrower debt-to-income ratio may exceed 45%, up to 50%, with certain HomeReady income flexibilities.  Non-occupant borrowers permitted.  Cancellable mortgage insurance (restrictions apply).  Reduced MI coverage requirement for loan-to-value ratios above 90% (up to 97%).  Pricing is better than or equal to Fannie Mae’s standard loan pricing (risk-based pricing waivers for LTV ratios > 80% with a credit score ≥ 680).

marcoMarco Montano
, graduated from Loma Linda University in 1991 with a BBA in Business Management. He also attended Cal State San Bernardino University for graduate studies in education. He taught for San Bernardino County Schools in San Bernardino California before going into the real estate business. Marco is now an Area Manager for New Penn Financial since August 2014 and has been teaching classes to Realtors since 2008 in Colorado. One of his passions is to be in the classroom educating Realtors in various topics and CE credit classes. Marco has various classes he teaches and is always adding new classes to his agenda. His experience and delivery will make every class flow smooth, and interactive. The goal for Marco is to teach Ce credit classes that are relevant to the market, and something Realtors can use in their tool box.

Hurry & RSVP as this Class is Complimentary  and offers 2 CE Credits!

Hosted By: Morgan Bolinder


Bookings are closed for this event.

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